Last updated and reviewed on 01/21/2026

Welcome to Octopus Financial Group LLC (“Company,” “we,” “us,” or “our”), a company operating in the United States.

We operate the website and related digital platforms of Octopus Financial Group (the “Site”), along with any products, tools, consultations, forms, or services that reference or link to these Terms of Service (collectively, the “Services”).

At Octopus Financial Group, our mission is to provide comprehensive financial solutions by combining mortgage, tax preparation, and financial guidance. We focus on clarity, compliance, organization, and personalized strategies to help individuals, entrepreneurs, and businesses move forward with confidence.

You can contact us by phone at +1 (346) 485-4600, or via email through our official contact channels.

Acceptance of Terms

These Terms of Service constitute a legally binding agreement between you (“you,” “user,” or “client”), whether personally or on behalf of an entity, and Octopus Financial Group LLC, governing your access to and use of the Services.

By accessing or using our Services, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Service.
If you do not agree to all of these Terms, you must discontinue use of the Services immediately.

We reserve the right to update or modify these Terms at any time. Changes will be reflected by updating the “Last updated” date. Your continued use of the Services after changes are posted constitutes acceptance of those changes.

Eligibility

The Services are intended for individuals who are at least 18 years of age. By using the Services, you confirm that you meet this requirement and have the legal capacity to enter into this agreement.

Scope of Services

The information provided through the Services is for general informational and service-related purposes only and is not intended for distribution or use in any jurisdiction where such use would violate local laws or regulations.

Our Services may include, but are not limited to:

Mortgage loan guidance and loan-related services

Tax preparation services for individuals, self-employed clients, and businesses

Financial organization and planning support

Prequalification and consultation services

Information related to lending programs and financing options

All services are subject to eligibility requirements, underwriting standards, tax regulations, and applicable laws.

No Financial, Tax, or Legal Advice

Information provided through our Services does not constitute legal, tax, or financial advice unless explicitly stated in a formal engagement.

Mortgage approvals, loan terms, tax outcomes, and financial results are not guaranteed and depend on individual circumstances, third-party verification, and regulatory requirements.

We encourage users to consult with licensed professionals for personalized advice beyond the scope of our Services.

Intellectual Property Rights

All content available through the Services, including text, graphics, logos, icons, software, designs, and layout (“Content”), is owned by or licensed to Octopus Financial Group LLC and is protected by applicable intellectual property laws.

The Content is provided for personal, non-commercial use only. No part of the Services may be copied, reproduced, distributed, or exploited without our prior written consent.

User Submissions

By submitting any information, inquiries, forms, documents, or communications through the Services (“Submissions”), you represent that the information provided is accurate and complete to the best of your knowledge.

You grant Octopus Financial Group the right to use such Submissions for the purpose of providing services, responding to inquiries, improving operations, and complying with legal or regulatory obligations.

User Representations

By using the Services, you represent and warrant that:

You have the legal capacity to enter into these Terms

You are at least 18 years old

You will provide truthful and accurate information

You will not use the Services for unlawful or fraudulent purposes

Your use of the Services will comply with all applicable laws and regulations

Payments and Fees

Certain Services may involve fees, which will be disclosed prior to engagement. All payments must be made in U.S. dollars unless otherwise stated.

We reserve the right to modify pricing, correct errors, or refuse services at our discretion, subject to applicable laws.

Limitation of Liability

To the fullest extent permitted by law, Octopus Financial Group LLC shall not be liable for any indirect, incidental, consequential, or special damages arising from your use of the Services.

Use of the Services is at your own risk.

Termination

We reserve the right to suspend or terminate access to the Services at any time, without notice, if we determine that a user has violated these Terms or engaged in unlawful or harmful activity.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

Contact Information

If you have questions about these Terms of Service, you may contact us at:

Octopus Financial Group LLC
Phone: +1 (346) 485-4600